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How do I Calculate Temporary Total Disability in Oklahoma for 2026?

To calculate Temporary Total Disability (TTD) benefits in Oklahoma for 2026, you must follow the statutory formulas set by the state. These benefits provide wage replacement for workers who are temporarily unable to perform any job duties while recovering.

Here is how the calculation is determined:

  • Standard Formula: TTD benefits are generally calculated as 70% of your average weekly wage (AWW). This include gross wages earned before the injury, such as overtime and other regular compensation.
  • State Maximum Cap: The weekly payment cannot exceed a maximum cap set by the state. For 2026, the maximum weekly TTD rate is equal to 100% of the State Average Weekly Wage (SAWW).
  • State Minimum Floor: There is typically a statutory minimum rate which often falls around 20% of the SAWW, ensuring all workers receive a baseline level of income support.
  • Duration: Payments begin from the date of injury and continue until you reach maximum medical improvement (MMI), return to work in any capacity, or are no longer considered temporarily totally disabled by a physician.

Because the Oklahoma Workers’ Compensation Commission officially finalizes and publishes the specific dollar amounts for the SAWW annually, it is recommended to confirm the exact 2026 figures as they are released.

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