What Compensation is Available for Motorcycle Accident Injuries?

In Oklahoma, victims who suffer motorcycle accident injuries may be entitled to compensation through a legal settlement or verdict. This compensation typically covers damages such as medical bills, lost wages, and pain and suffering.

Several factors impact the amount of compensation an injured rider can recover:

1. Comparative Negligence: Oklahoma follows a modified comparative negligence system. This means you can recover compensation as long as you are less than 51 percent at fault for the accident.
2. Insurance Requirements: The state mandates minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. However, many accidents involve underinsured motorists, which can complicate the settlement process.
3. Injury Severity: Compensation is often tied to the severity of the injury. Common motorcycle accident injuries including road rash, fractures, traumatic brain injuries, and spinal damage are frequently twice as severe as those sustained in car crashes, often leading to more significant claims.
4. Legal Expertise: Working with an attorney can help in navigating complex issues like tribal jurisdictions or the Governmental Tort Claims Act, which may limit awards in cases involving government entities. Experienced legal counsel can help gather evidence from the scene and negotiate aggressively with insurers to maximize recovery.